Family History Article Assignment.

Recording your family
health history
To help focus attention on the importance
of family health history and
encourage people to learn more
about their family health history, the
U.S. Department of Health and Human
Services has launched a new
campaign. Part of the effort includes
a computerized tool you can use to
create a sophisticated portrait of
your family’s health. Tap into the
“My Family Health Portrait” tool at
http://www.hhs.gov/familyhistory/
download.html. You can download
it for free and install it on your own
computer. Use the tool to organize
your family tree and help you identify
common diseases that may run
in your family. When you’re finished,
the tool will create and print
out a graphic representation of your
family’s generations and the health
disorders that may have moved from
one generation to the next. Share
this information with your health
care provider so she’s aware of any
illnesses for which you should be
checked. Family History Article Assignment.
FINANCIAL NEWS
“Check 21” banking
changes
Starting last fall, certain changes
affected all bank customers, thanks
to the Check Clearing for the 21st
Century Act, also called Check 21.
According to the Federal Deposit
Insurance Corp. (FDIC), the act is
intended to speed the processing
of the over 40 billion checks
Americans write each year. What
will it mean to you? For one thing,
you’ll be getting electronic images
of your handwritten checks in
your monthly statement instead of
the real thing. Family History Article Assignment.
Given the changes that went into
effect October 28, the FDIC offered
the following advice about checking
accounts.

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1. Make sure you have enough
money in your account when you
write checks. Banks will be using
electronic processing to speed things
up, which means more checks will be
processed faster; paper checks won’t
be physically transported from one
bank to another anymore. That
means that you’d better have the
funds in the bank when you write a
check—or risk having it bounce. To
help avoid that, keep close track of
your account. Balance your checkbook
each month, comparing it with
your bank statement; remember to
deduct ATM withdrawals, bank fees,
and debit card purchases. Don’t rely
on ATM receipts for balance information
because they won’t reflect outstanding
checks or debit card purchases.

2. Protect yourself against check
fraud. Banks can’t stop all fraud,
which may involve printing or altering
checks—or getting your account
number to arrange payments from
your account. To protect yourself,
review your statement monthly and
report any discrepancies immediately.
Another option is monitoring
your account more often by going
online or by calling the bank’s automated
phone system. Keep your
checks in a safe place and don’t carry
more checks with you than you
expect to use. Contact your bank if
any are lost or stolen. Family History Article Assignment.
3. Periodically ask your bank if
you’re getting the best deal. Banks
change their programs periodically,
so watch for notices of better offers
or call to inquire about your account.
Evaluate how many checks you write
a month, how high a balance you
keep in a non-interest-bearing checking
account, whether you can arrange
for direct deposit of your paycheck to
reduce fees you’re currently paying,
and so on. If another bank is offering
a better deal, consider switching—or
at least share the other plan with your
bank. You might just make a deal!
Source: FDIC Consumer News, Summer 2004.
WORK/LIFE
Small steps to better health
Improving your health doesn’t require
a major commitment. Even these
small steps can help.

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1. Walk to work.
2. Use fat-free milk instead of
whole milk.
3. Do sit-ups in front of the TV.
4. Walk during lunch hour.
5. Drink water before a meal.
6. Eat leaner red meat and
poultry.
7. Eat half of your dessert.
8. Walk instead of driving whenever
you can.
9. Take a family walk after dinner.
10. Skate to work instead of driving.
11. Avoid food portions larger than
your fist. Family History Article Assignment.
12. Mow your lawn with a push
mower.
13. Increase the fiber in your diet.
14. Walk to your place of worship
instead of driving.
15. Walk your kids to
school.
16. Get a dog and
walk it.
17. Join an exercise
group.
18. Drink diet soda
instead of regular.
19. Replace a Sunday
drive with a
Sunday walk.
20. Do yard work.
21. Eat off smaller plates.
22. Get off your bus or train a stop
early and walk.
23. Don’t eat late at night.
24. Skip seconds.
25. Work around the house.
26. Skip buffets.
27. Grill, steam, or bake instead of
frying.
Source: http://www.smallstep.gov. Family History Article Assignment.
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